Home Buying Mistakes

The All My Sons of Oklahoma are here to help with a few common mistakes people make when they’re in the home buying and moving process so you don’t have to repeat the same faux-pas. Don’t apply for any new credit between the time that you’ve applied for a loan and your closing date. Try to pay for things with the available cash you have until you actually get the loan. Don’t have any non-payroll check go into your bank account within two months of closing that’s over than $500. Non-payroll deposit is viewed as ‘sourced’ so you’ll need to show where it comes from and that’s it’s yours. Deposit money before you actually apply for the loan. The Oklahoma movers also remind you not to change any jobs while you’re in the buying process. If it’s an absolute must because the opportunity as well as the salary are to good to pass up, discuss your situation with your mortgage lender. Also, if you’re paying off a collection account that’s more than a year old , even though that’s logically a positive thing, it will affect your score negatively. Even if you feel ready to move in somewhere, because you feel it’s your dream home, don’t make an offer until you see several homes, between 10 and 12 of them at least. You’ll get a good sense of what you want by comparing them to each other and will be more in tune with what you really want.
When you’re ready to move in, don’t forget the Oklahoma movers and our professional moving services at an affordable price. For more information on real estate and moving, visit our All My Sons of Oklahoma website.