Home Insurance 101

When you’re moving, the Oklahoma City local movers, would like to remind you that you should be thinking about the type of home insurance you’ll get to protect your investment. Understand that not all home insurance coverage is alike and that there are pros and cons to each one. However it is a necessity and your property should be insured, and most likely if you have a mortgage, your lender will require it. Even though insurance policies can be different, one thing you should look for is to ‘cover’ the most for the least amount of dollars. There are a few packages you can choose from. There’s the HO-1 home insurance which offers protection against fire, theft and certain types of liability. HO-2 is more extensive and protects against damage due to broken pipes, the weight of ice and snow and broken water heaters. HO-3 gives even more protection including the other things listed above, but excludes incidents like earthquakes, floods, nuclear accidents and wars. You could always enlist the help of an insurance broker to help you decide which home insurance is best for you and your family. All My Sons of Oklahoma City hopes that this helps with understanding how to purchase a home insurance.